Track your debt payoff journey super easily! This spreadsheet shows you exactly what to pay off first, how much room you have on your lines of credit, and how fast you can be debt free if you add extra payments.

What's inside:

  • Built-in 'avalanche' and 'snowball' payoff order so you always know what to tackle next
  • A calculator that shows your payoff date based on your actual payments
  • A credit room tracker that adds up your available balance across revolving LOCs
  • A monthly tracker with a chart so you can watch the number go down over time

I built this for my own six-figure payoff and I use it every month. It's not just a pretty template that looks nice and does nothing. Every number is a real working formula.

Instant download. Works in Excel or Google Sheets.